Terms of Service

Acceptance of Terms

By accessing and using AmortCalc ("the Site"), you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

Informational Purpose Only

All calculators and content on AmortCalc are provided for informational and educational purposes only. Nothing on this Site constitutes financial, investment, legal, or tax advice.

Calculator results are estimates based on the information you enter. Actual loan payments, interest rates, and terms are set by your lender and may differ from calculator results. Always verify important financial decisions with a qualified financial professional and your lender.

Accuracy of Calculations

We strive to ensure our calculators are accurate. However, we make no warranties, express or implied, about the accuracy, completeness, or suitability of the results. Results are estimates based on the inputs and assumptions shown with each tool. The main amortization calculator can model a user-entered rate reset, then holds that later rate constant; it does not predict indexes, rate caps, or future changes. Mortgage taxes, insurance, PMI, and HOA amounts are estimates shown separately and do not change principal or interest. Fees are included only where a calculator explicitly asks for them. Calculators do not model every lender rule, daily accrual method, balloon payment, or contract-specific charge.

Limitation of Liability

To the fullest extent permitted by law, AmortCalc and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on calculator results.

Intellectual Property

All content, design, and code on this Site is owned by AmortCalc or its licensors and protected by applicable copyright laws. You may not reproduce, distribute, or create derivative works without express written permission.

Third-Party Links & Advertising

The Site may contain links to third-party websites and uses Google Analytics as described in the Privacy Policy. We are not responsible for the content, accuracy, or practices of third-party sites. Links are provided for convenience only.

Modifications

We reserve the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Contact

Questions about these Terms? Contact us.